Bad Credit Loan
Bad Credit Loan questions and answers
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Q: How will a bad credit loan look on my credit?
Will getting a bad credit loan to pay off some credit cards look bad on my credit history? Does it show up as just a new account when my report is checked? If it does have an adverse effect, is it worse than being extremely behind on my credit cards? I know the interest rates are very high, but thats alright with me.
Also, any suggestions where to get a bad credit loan? I guess it would be a personal loan.
Thanks you in advance!!!!
A: There is no distinct indication of a "bad credit" loan on a report. If you pay on time then it good. If you're late then it's bad. Sometimes the industry code can be used if the company is scoring the data themselves. We used to do this when I worked for a major retailer evaluating credit. The theory was that if you were using a "loan company" like Household Finance or Beneficial Finance, instead of a bank, it must be that you got turned down by your local banks. On of the people on our accounts receivable team flipped out when she heard this, because she had bought some dishes and the store salesman had convinced her to finance them through the store, rather than her bank card, which turned out to be placed with HFC. Oh, well. It's more of a guideline rather than a rule.
Q: Can anyone recommend a company from which to obtain an unsecured bad credit personal loan?
My uncle asked me this recently, and I couldn't offer any advice. The only bad credit loan companies I know about are the payday and car title lenders.
A: Check out prosper.com, it is exactly for that sort of thing and seems to be a better alternative to the payday and title loans
Q: Is there any lender willing to give a bad credit loan?
I have recently fallen into a payday loan trap and I am desperately trying to get out of this hole I have dug for myself. I had bad credit and have been turned down for loans from banks as well as other online lenders. I have a stable job and I am able to pay back the loan each month. I need at least $5000 and I am curious if anyone has any legitimate answers and/or soultions to this question. I have spent months trying to figure this out and cannot get any assistance.
A: Stay away from those who are hunting for people like you on these pages and give you their name and email! Some may be legit, but I'd bet a lot of them are scams. Don't give out any of your personal information to them. Stick with someone local or someone you can trust. If you have a stable employer - check with them. Some companies will give out loans to their employees and deduct the payments right out of their checks.
Q: Where can I find a high risk or bad credit loan?
My credit score is a 450 and I need to get a loan for approximately $10,000. My credit score is poor because I had to take over some debt from an ill parent. I am in the process of getting my credit back on track. I have searched the internet for hours and find articles on how easy it is to get a bad credit loan. So far I haven't found any of these sights. Any help would be greatly appreciated. Thanks!
A: I doubt that anyone is going to give you an unsecured loan for $10,000 with your credit score but I would suggest that you apply at your bank or credit union. If they turn you down they most likely can suggest an alternative. You will be paying a high interest rate because you are a default risk. Is there any alternative to borrowing this large of an amount?
Q: Is there any really good reliable bad credit loan companies? Need 7000 to pay off credit card bills.?
Im from South Carolina and looking for bad credit loan companies/lenders. Do you know anyone?
Thanx.
A: People like to keep their records straight when it comes to financial standings. However, it may sometime happen that there is a discrepancy which arises in the financial history of the borrower without him knowing about it. This can be a problem when in future; there is a requirement of money. Bad credit loans online are one way to solve all these issues related to finances.
http://badcreditsloans.blogspot.com/
The borrowers who require money urgently for their needs and do not have much time at their disposal, it is the best to take up this way of borrowing money which is fast as well as hassle-free. Bad credit loans can be applied for online which helps in faster approval and getting lower rate deals due to stiff competition that prevails.
Bad credit loans are available to be taken up in two forms. The first one is that of secured form of these loans. The money is made available by the lender only if the borrower is ready to pledge an asset with him as security. The asset should have a good equity value so that a good amount may be fetched. Any asset like house, car, stocks, bonds etc can be pledged. The amount available lies in the range of £5000-£75000 for a term of 5-25 years which the borrower has to repay the amount.
http://badcreditsloans.blogspot.com/
Another form of these loans is the unsecured one which does not require the borrowers to pledge any assets. This means that all borrowers which include tenants, homeowners and non-homeowners are eligible to take up these loans. The money available to the borrowers lies in the range of £1000-£25000 and has to be repaid in a term of 6 months to 10 years. Timely repayment of the loan money also helps the borrowers in improving their credit history so that future problems can be minimized.
Bad credit loans online are the best way one can cope with the needs of money when bad credit history is troubling them. The option that is most suitable can be taken up by the borrower easily.
Q: Does anyone know what company will approve me for a bad credit loan?
Hi Im 23 and i have a bad credit score but i really need a $8000 loan . Does anyone know of a company that will approve me?
A: Arizona State Credit Union..
Q: Okay were can I get a reputable bad credit loan?
I posted a question about a bad credit loan and received several reponses. I followed through and applied for one who now says they did not get the deposit required. I do not have more to send and am in desperate need. Please someone honest help me today. I am looking for verification of legitimate practice please. If you are from Nigeria do not bother. I would like information that I can verify in the USA please. No offense to other countries but, laws here can protect me and obviously my desperation caused me to be involved with some very dishonest people.
I also need to note my credit is actually to poor for prosper.com Thanks to those who have tried in sincerity with my last posting. I really appreciate hosest people trying to help honestly.
Sorry posted this information on the other loan question and wanted to make sure it was posted in as many places as possible.
*Please be aware if you are following any of these links that anyone from Nigeria is suspect. One scammed me and to be honest I have not cleared up which one because information was accidentally sent (by me) to the wrong person however I am informed that the other person also received a deposit that could only have been paid to them with ID. These people are GANN TIFANY"
A: I am in the process of getting one now....I will see if it's real if and when my money is deposited, but they asked me for no money up front. If you find a good legit one, please let me know.
Q: has anyone ever tried a bad credit loan through the UK or?
any of the people that respond to other people saying they help with bad credit loans? I am trying to find a legitamate lender.
I need a $2000-$3000.I have terrible credit but a good income.I do not want to get caught up in a payday loan.
A: There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
http://www.axalda.info/bad-credit-loans.html
Q: How can I get a personal loan if I have bad credit?
Hi. I am currently trying to obtain a personal loan of AU $10,000. My income is $60,000/pa through a steady job and I can easily make the repayments. However, over 2.5 years ago when I moved house - I left a $200 mobile bill unpaid. In between now and this time I have settled the bill with my old mobile provider. The problem is, even though I've settled the bill ... I still have a black mark against my name on my credit rating which says that while the amount has been paid.. it was well overdue. Because of this, I can't seem to get my personal loan with any of the major banks. Is there any other way I can obtain the loan through any other lender .. the only type of 'bad credit' loan I can find is for people already severley in debt (which I'm not) .. and only seem to offer 'consolidation loans'. Is there anywhere that is likely to lend me the money? Thanks.
A: Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers!
Q: Any good places to have a bad credit personal loan or a credit debt loan?
I am trying to get a credit loan and I have bad credit with a 4 collections on me and is trying to have this removed with a credit score of 521. Does anyone know where can I go or begin to get this loan
A: Try :
http://www.nextcreditera.com/
Q: Is there such thing as a TRUE Bad Credit Home Loan?
I don't have perfect credit, neither does my husband but we are diligently paying off our bills one by one. I have been looking into loans for people with bad credit and of course they are all over the place promising a future for our family. Then I fillout the Application and whammy I'm hit with an appology notice from yet another lender. I never believed for a moment that I would never own a home, I'm not even trying to get an expensive one. I have two boys, one five, one three, a 4 1/2 month old baby girl and I am due in December. I am begining to feel hopeless and beyond frustrated, I don't want our kids growing up in apartments their whole lives, I'd like them to have their own yard someday. There are a lot of "Bad Credit" loans promising to help but they never really mean it - what gives? Can anyone help?
A: Bottom line go with a lender that will work for you to either get you approved for an FHA loan or a subsidiary loan based on your income. You can own a home, its just a matter of finding the right person who has a conscience about their job. There are so many programs out there for you to look into. I am with a National Lender that helps families like yours everyday by putting them in a house by using all resources in your area. If I cant put you in a house now I surely can put you on a tracker so you can buy one soon depending on your scenario. Lets get those kids of yours in a house shall we? Email me and we can get started.
Q: where can I find a real guaranteed unsecured personal loan for people with bad credit other than citifinancial
I've tried alot of these speedy loans and bad credit loans and citibank and am coming up with nothing. I don't want to have to pay for anymore loanfinders and I've even ran into a scam or two. Somebody please give me some advice. And no payday loans either! Please!
A: It sounds like your credit is just too poor to qualify for loans. Instead of looking for a loan, you should figure out other ways to come up with cash. Have a garage sale, get a second job.
Make yourself a strict budget and live within your means.
Q: Where can I get a bad credit loan?
Where can I get a bad credit loan?
A: A bad bank?
Q: Im in the Army National guard and I need a bad credit loan?
Im new to the army NG and i leave for basic training in sept. I would like to pay off my debt before I go (about 1300.00) Does anyone know where i could get approved for a bad credit loan before I ship off? Thanx
A: $1300 is nothing - don't get yourself in a high interest mess before you go over that amount. While you're in boot camp you won't have anything to spend your money on so pay your debt off while you're in basic with real money, not borrowed. You'll be happy you did.
Q: any companies that will loan bad credit loans?
My credit is shot with credit cardsbut i would like to get a loan of @ least 15,000.00 im sure i will need a co-signer but i knw for a fact i could use my mother as a cosigner she does not have perfect credit but she does get approved from different companies like citifinancial but they denied me of a loan. I just need to know some places to look to get a loan w/ orw/out a cosigner.Please help!
A: this company will do personal loans but the interest will be higher,
there is no money to pay upfront : http://www.jensden.com/g.o/autoprt